As an applicant for employment or a current employee of ______________________ [INSERT COMPANY NAME] (the “Company”), you are a consumer with rights under the Fair Credit Reporting Act. When any of the following circumstances exist, the Company may choose to obtain and use information contained in either a consumer report or an investigative consumer report form a consumer reporting agency about you:
(1) When considering your application for employment;
(2) When making a decision whether to offer you employment;
(3) When deciding whether to continue your employment (if you are hired); or
(4) When making other employment-related decisions directly affecting you. A “consumer reporting agency” is a person or business that, for monetary fees, dues, or on a cooperative nonprofit basis, regularly assembles or evaluates consumer credit information or other information on consumers for the purpose of furnishing consumer credit information or other information on consumers for the purpose of furnishing “consumer reports” to others, such as the Company….
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