Date:
Name of Creditor Denying Credit:
Address of Creditor Denying Credit:
File Number, if any:
Dear Sir or Madam: Reference: Application for Credit Rejected
My request for credit was denied by your firm, or because of your firm’s recommendations and reports, per the information listed above.
In accordance with the provisions of the Indian Fair Credit Reporting laws, I hereby request the following, as I am entitled to, under this Statute and other related regulations:
1. Full and complete disclosure by you of all reasons for the denial of credit by your firm.
2. Specifics of the information upon which the denial of credit was based; and
3. The name, address, and any other useful contact information of the credit reporting agency or agencies which provided you with the information upon which you based your reason for denying me credit….
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